Let’s look at two scenarios.
In scenario 1, a driver — let’s call her Fran — is stopped by an overly eager sheriff’s deputy for allegedly rolling through a stop sign. She swears she came to a full stop, she’s irritated by the ticket, but once she gets home she reluctantly pulls out her checkbook and sends the county $75.
In scenario 2, we have the same stop sign, the same overly eager sheriff’s deputy and the same $75 ticket. But in this scenario, the driver — let’s call her Beth — lives paycheck to paycheck and cannot pay the $75 fine.