Odell Beckham allegedly let his pal borrow a super expensive BMW -- and the guy wrecked it in the Lincoln Tunnel ... and now the insurance company is going after Odell for the cash.
It all went down in 2017 when a company called Celebrity Motors says it let the then New York Giants WR borrow a 2017 BMW 650XG (worth around $103k) to drive around town.
Celebrity Motors claims Beckham was the only person authorized to drive the car -- but Odell let his buddy, Blake Anderson, from Louisiana take it out for a spin on Oct.