L.A. Chargers rookie safety Derwin James is finally talking about the night he was robbed at gunpoint in Hollywood -- saying, "I wouldn't wish that upon anybody."
TMZ Sports broke the story ... the 22-year-old (a 1st round pick in the 2018 NFL Draft) was leaving an Italian restaurant on June 23 when he was approached by two men who demanded his jewelry.
The assailants snatched a chain from Derwin's neck and stole his Rolex -- and then slashed the tires on his Rolls-Royce before fleeing the scene.