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Kroy Biermann Says He & Kim Zolciak Are Financially 'Destitute'

Kroy Biermann is again begging a judge not to let his estranged wife Kim Zolciak slow down his attempt to sell their mansion -- insisting they need to sell the place ASAP ... so they can get separate pads to shield their kids from the trauma of their toxic relationship.

The former NFL star filed new court docs this week, obtained by TMZ, which push back on what he claims is Kim's recent attempt to delay a ruling over the matter of whether to quickly try to sell their massive Georgia home.