Bill Maher Bluntly Predicts Travis Kelce Will Dump Taylor Swift

Bill Maher's making it perfectly clear ... it's loud and clear he ain't no Swiftie -- going as far as to predict Travis Kelce will dump the hell outta Taylor Swift sooner or later.

He vented to Haliey Welch, AKA "Hawk Tuah," on his 'Club Random' podcast ... saying the singer was too old to be rocking the Kansas City Chief's jersey at his games, and thought her high school-style declarations of love will end up being too much for Travis.

"Hawk Tuah" came to Taylor's defense ... saying she should do whatever makes her happy ... and while Maher begrudgingly agreed, he bluntly predicted, "He's gonna dump her, though, You know that? With her, it's like the Gatorade at the Super Bowl, you know…