Career Mode in FIFA 21 allows you to start with a huge cash injection by using the new Financial Takeover option, where you can give up to £500 million to your club for the first transfer window.
For many players, this will feel like cheating as it makes Career Mode too easy. Some hardcore FIFA gamers choose to take charge of teams with no money in lower divisions and look to sign smartly and cheaply to earn their success.
At the start of FIFA 21, there are many free agents on the transfer market you can pick up, as long as you can offer them a suitable contract to entice them to join your team.