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EXCLUSIVE: Coronavirus crisis clobbers the FA with insurance shortfall to cost £3M PER GAME if they are cancelled or staged behind closed doors

The FA face multi- million pound losses if they are forced to cancel matches or stage them behind closed doors due to the coronavirus as their insurance policies do not cover public health epidemics.

Sportsmail has learned that the governing body do not have 'loss of profits' insurance for cancellations caused by what insurers deem to be force majeure or 'acts of God', which will leave them with liabilities of around £3million per game for any fixtures called off on Government advice.

England's friendly against Italy on March 27 is expected to be cancelled due to all 60 million inhabitants of the visiting country being placed under quarantine, and a number of other major events scheduled to take place at Wembley later this season are also under threat, including the semi-finals and final of the European Championship.