A baseline level of talent is necessary for colleges to win it all at the end of the season. Penn State football has one of the most talented teams in the NCAA for 2025-26, but in terms of the Blue-Chip Ratio, the Nittany Lions just scraped the top 10 of teams with the highest percentage.
They have a 68 percent Blue-Chip Ratio, which still keeps them as a legit contender for the College Football Playoffs titles. However, some teams just have enough five- and four-star recruits to put them in a better position using this model.