Zest AI is a company that is revolutionizing the way financial institutions approach credit underwriting and risk assessment. By leveraging the power of artificial intelligence (AI), Zest AI is able to provide financial institutions with more accurate and efficient credit underwriting solutions, allowing them to make better lending decisions and reduce risk.
Traditional credit underwriting methods rely on a limited set of data points, such as credit scores and income levels, to determine a borrower’s creditworthiness. However, these methods often fail to take into account a borrower’s full financial picture, including their employment history, debt-to-income ratio, and other important factors.