Report: Jeremiah Smith Gets Disability Insurance Before Ohio State's CFP Title Game

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It's not often a true freshman is so transcendent that he has NFL draft analysts suggesting he would be the top pick at 19 years old if he was eligible, but that is the reality with Ohio State wide receiver Jeremiah Smith.

And he is reportedly taking steps to protect the earnings that would come with such a future.

Dennis Dodd of CBS Sports reported Tuesday that Smith's family took out a permanent total disability insurance (PTD) policy ahead of the College Football Playoff. The policy protects his future earnings from a career-ending injury and was taken out through Leverage Disability and Life Insurance, which was started in 2018 by former…