Projecting the final College Football Playoff top 12

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Someone is going to be upset -- and it's not just ACC champion Duke, which is likely to be excluded from the playoff in favor of Sun Belt champion James Madison.

It might be the entire ACC.

With Alabama losing to Georgia in the SEC championship game, the College Football Playoff selection committee's biggest decision on Saturday night will be how far to drop the Tide -- and the result could mean the difference for Miami's playoff hopes. The focus of the final ranking on Selection Day (Noon ET/ESPN) will be where it's been all season -- on Notre Dame, Alabama and Miami.

Will the three-loss Tide earn the committee's final at-large bid as the SEC runner-up? Or will Alabama's…