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Syd Davy spent over 30 years as a Winnipeg-based engineer at the helm of a locomotive for the Canadian Pacific railroad. Susan Davy worked as an investment adviser.

The combination of Syd’s terrific pension and Susan’s knowledge on what to do with their finances allowed the Davys to purchase a retirement condo in White Rock, British Columbia.

White Rock is 35 miles south of Vancouver and five miles from the U.S. border. The Davys moved to the “City by the Sea” seven years ago. The condo has Pacific Ocean views from all sides, and those can include whales trucking along north or south, or just lollygagging.