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Who is it fault for the Colts' problems: GM Ryan Grigson or coach Chuck Pagano?

INDIANPOLIS -- Indianapolis Colts owner Jim Irsay really has no choice. Changes need to be made because his team has been the NFL's biggest underachiever this season.

It's a given that the roster will look different next season because Indianapolis is guaranteed not to have a winning record for the first time since 2011.

What will happen with general manager Ryan Grigson and coach Chuck Pagano?

Grigson and Pagano, who have a strained relationship, are both at fault in their own ways for the Colts' problems this season.

Pagano has talked for several weeks now like a coach who knows he won't be back next season.