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Insider: Why timing of Andrew Luck’s retirement really wasn’t that detrimental to Colts

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Insiders Joel A. Erickson and Jim Ayello discuss the sudden retirement of Andrew Luck on this week's IndyStar's Colts Cover-2 podcast. Clark Wade, Clark.Wade@Indystar.com

INDIANAPOLIS -- Losing an MVP-caliber quarterback is going to significantly alter a franchise's fortunes. Andrew Luck’s retirement makes the Indianapolis Colts’ goal of claiming their first AFC South crown since 2014 much more difficult.

He threw for 4,953 yards and 39 touchdowns last year. He was a Pro Bowler. He will be missed.

But what many are wondering is just how damaging the timing of Luck’s retirement will be for the Colts.