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Can the Colts possibly have success with Chris Ballard’s conservative approach?

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There is a fine line between a shrewd and an overly conservative approach to free agency. Can a risk-averse mentality win at the highest level?

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A fool and his money soon go separate ways. We have all heard that one before. While it may be true, it is also true, in the words of coach Bruce Arians, “No risk it, no biscuit.” The Indianapolis Colts have been conservative under Chris Ballard.