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Foster Farms Bowl predictions: Game picks, lines, three things to watch for Indiana & Utah

Indiana’s played thirteen for two consecutive season. Now, they’ll try to win that extra game for the first time in 25 seasons.

The Hoosiers haven’t won a bowl game since the 1991 Copper Bowl -- a 24-0 win over Baylor in Tucson. Such a win would have massive implications for the Hoosiers heading into 2017, giving Tom Allen a jolt to start his tenure with nearly everyone returning and a favorable schedule next season.

One problem in the way of that? Kyle Whittingham and the Utah Utes don’t lose bowl games. Here’s some predictions, the bet to take, and a couple things to watch heading into tonight in Santa Clara.