Remember turning 16 and finally getting that first job? Maybe it was as a dishwasher, maybe a cashier, or maybe a caddie. Remember receiving that first paycheck? Maybe it was $100, or maybe it was $400; regardless, it felt like an amount that changed how you viewed the future.
“This is simple!” you told yourself. “If I make this every week, I can buy anything! I’m set, this whole work stuff is easy.”
And then your naïve plan shatters — quickly. Reality is expensive and you don’t make nearly enough money to cover everything you hoped for.