The story behind Napier’s famous phrase

Billy Napier greets Gators fans with a chomp. UAA Communications photo by Carla Kakouris.Since UF hired Billy Napier as its new head coach 10 days ago, Gators fans have adopted a new battle cry: “Scared money don’t make money.”

Almost immediately after he was hired, fans began slapping that phrase on clothing and using it as a hashtag on Twitter.

So, how did Napier’s famous quote originate, and what exactly does it mean?

Well, on Sept. 16 against Ohio, he decided to bypass a field goal attempt on fourth-and-goal from the 1 with three seconds left in the first half. Louisiana scored a touchdown on the play, which prompted a question from the ESPN reporter about why he decided to risk coming…