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Catherine Rampell: We’ve finally learned Trump’s grand plan for fixing health care: Stay healthy or drop dead

During his presidential campaign, then-candidate Donald Trump promised to replace Obamacare with "something terrific."

For a long time, that "something terrific" was left unspecified. Now, more than a year and a half into Trump's presidency, we have finally learned his grand plan for reducing Americans' health-care costs.

That, at least, was the message of the administration's new rule expanding the availability of junk insurance plans, finalized Wednesday.

The rule deals with "short-term" health plans. Short-term plans were initially designed to do exactly what they sound like: provide stopgap coverage to tide consumers over until, say, school starts in the fall or that new job begins.