Championship clubs say the deal struck with the Premier League to see them through the covid crisis will benefit teams that have failed to pay the tax man, not well-run organisations in need of replacing lost revenue.
Under the terms of a bailout agreed with the EFL, second tier clubs will be able to apply for a loan of up to £8.33 million each, but only to pay off PAYE tax debts.
Some clubs point out that they have kept up with their payments to HMRC, despite having lost millions of pounds after fans were banned from stadiums.